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Florida statewide insurance coverage Bulls Insurance Group
Florida-Based. Statewide. National for Commercial.

We Go Where
Your Risk Goes

Headquartered in Bradenton, licensed across all of Florida, and writing commercial verticals in all 48 contiguous states. One independent agency — local expertise, national reach.

FL Lic. W368798
State-licensed, all lines
67
Florida counties covered
48
States for trucking & cargo
25+
Carriers, national & regional
Coverage Reach

Local Roots. Statewide License. National Lines.

Not every agency can honestly say they serve the whole state and write trucking in 48 states. We can. Here's exactly how our coverage breaks down.

Home Base

Southwest Florida

Where we live, where we know every flood zone, every carrier, every nuance.

Areas / Scope

  • Bradenton & Manatee County
  • Sarasota & Sarasota County
  • Lakewood Ranch
  • Anna Maria Island
  • Palmetto & Parrish
  • Ellenton & Wimauma
  • Venice & Nokomis
  • North Port & Englewood
  • Port Charlotte

Lines Written

HomeownersFloodWind MitigationRentersAutoBoat/MarineContractorsSurety BondsMedicare
Statewide

All of Florida

Florida-licensed across all 67 counties. Personal and commercial lines, coast to coast.

Areas / Scope

  • Tampa & Hillsborough County
  • Orlando & Central Florida
  • Jacksonville & Northeast FL
  • Miami-Dade & South Florida
  • Fort Lauderdale & Broward
  • Naples & Collier County
  • Fort Myers & Lee County
  • Gainesville & North Central FL
  • Pensacola & Panhandle

Lines Written

HomeownersFloodCommercial AutoContractors GLTruckingBondsLife & HealthMedicareAnnuities
Nationwide

Across the U.S.

Certain commercial verticals follow the job, not the state line. We write nationally for those.

Areas / Scope

  • Interstate trucking & freight
  • Owner-operators (all 48 states)
  • Commercial fleet programs
  • Surety bonds (all states)
  • Cargo & inland marine
  • FMCSA filings (MCS-90)
  • Commercial umbrella
  • Excess & surplus lines
  • Specialty commercial risks

Lines Written

Trucking LiabilityCargoPhysical DamageSurety BondsCommercial UmbrellaInland MarineFMCSA Filings
Florida First

Florida Insurance Is Its Own Beast.
We Know Every Corner of It.

Florida has the most complex property insurance market in the country — FEMA flood maps, hurricane deductibles, wind mitigation credits, Citizens policies, AOB reform, and a private market that changes every renewal cycle. Generic online agencies get it wrong constantly.

We're Bradenton-based because that's home, but our license covers all 67 counties. Whether you're a Naples landlord, a Jacksonville contractor, or a Tampa fleet operator — you get the same Florida-expert service as our neighbor down the street.

FEMA Flood Zone Experts
Hurricane & Wind Specialists
Citizens & Private Market
All 67 Counties Licensed

Wherever You Are, We Can Help

Florida resident or not — if you need trucking, bonds, marine, or commercial coverage, we can write it. Get a free quote or call a real agent today.

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