
Real stories from real Florida families and business owners. Every review below is from a client we've served across Manatee, Sarasota, and beyond.
Marcus T.
Bradenton, FL
Trucking & IUL
I run two refrigerated trucks out of Bradenton and came to Bulls for my commercial trucking coverage. They not only got me better rates on liability and cargo than my previous broker — they sat down with me and built an IUL policy since I have no employer 401K. One agency, one conversation. I haven't looked back since.
“After Helene hit, I was terrified my claim would drag on for months. Bulls went to bat for me immediately. I had a settlement check in hand within two weeks. I've referred four of my neighbors since.”
“Running a roofing crew in Florida is risky enough. Bulls built me a GL and workers' comp package for less than I was paying before — and I actually understand what I'm covered for now. Night and day from my last broker.”
“Our 48-foot motoryacht is our retirement plan. Bulls found an Agreed Value policy with the right navigation territory for our FL-to-Chesapeake trips. After our last carrier dropped us post-storm, this felt like a lifeline.”
“I needed a contractor license bond and commercial auto for my electrical business — same week. Bulls got both done by Thursday. The bond was same-day. I didn't even know that was possible.”
“I came in at 64 with no idea what Medicare Advantage meant. Bulls walked me through every plan option, helped me enroll, and then set me up with an indexed annuity so I actually have guaranteed income in retirement.”
“I moved to Sarasota for work and had no idea my landlord's policy covered nothing I owned. Bulls got me renters coverage same day for less than $20/month. Simple process, great explanation of what I was actually buying.”
“My neighbor was paying way too much for homeowners. I gave her Bulls' number — she saved over $900 a year. Now she refers people too. The re-shopping service alone is worth having them as your agent.”
“I've referred three people from my crew. They all got better rates on their contractor insurance than what they were paying before. I just tell them to call Bulls — the team always comes through.”
“I referred my sister after Hurricane Milton. She didn't have flood insurance and I was so relieved when Bulls got her covered quickly and made the whole process easy. They treated her like family.”
“We bundled our homeowners and auto and saved almost $1,100 a year. What really stood out was how our agent explained every detail of our coverage — we finally understand what we actually have.”
“As an owner-operator, I've been burned before by brokers who didn't understand commercial trucking. Bulls knows the industry. My cargo and liability are structured exactly right for the routes I run.”
“I was overwhelmed switching to Medicare at 65. My agent at Bulls spent over an hour explaining every option, never rushed me, and helped me pick a Plan G that fit my doctors perfectly. No pressure at all.”
We'd love to hear from you. Leaving a review takes two minutes and helps other Florida families find the coverage they deserve.
Get a free quote and see why Florida families trust Bulls Insurance Group.