Hurricane Season Active — Don't wait on flood coverage.Get Covered →
Bulls Insurance Group team
FL Lic. W368798 — Bradenton, FL

About Bulls Insurance
Group

We're a Florida-based independent insurance agency built on one principle: every client deserves coverage that actually protects them — not just a policy that checks a box. We specialize across 13 insurance verticals and serve individuals, families, and businesses of all sizes throughout the Sunshine State.

Licensed & Certified in FloridaIndependent Agency — We Work for YouMulti-Carrier Access13 Coverage Specialties
Bulls Insurance Group licensed advisor
1,200+
Policies Written
$80M+
Coverage Placed
13
Insurance Verticals
98%
Client Retention
Florida community

Founded In

Florida

Proudly based in Bradenton, FL

License

W368798

All lines, all verticals

Our Story

Built on the Belief That Insurance Should Actually Protect You

Bulls Insurance Group was founded with a clear purpose: to be the kind of agency that Florida families, business owners, and working professionals actually deserve — one that listens, educates, and fights for the right coverage at the right price.

We saw too many clients come to us after being underinsured — finding out at the worst possible moment that their policy had gaps no one explained to them. A contractor who thought his tools were covered. A homeowner who didn't know flood wasn't part of their policy. A business owner with no buy-sell agreement and no succession plan.

That's why we built Bulls differently. We're not a call center. We're not a one-size-fits-all agency. We're Florida specialists who take the time to understand your situation and build coverage that genuinely protects what you've worked for.

Work with Us
What We Stand For

Our Core Values

Client First, Always

We're an independent agency. Our loyalty is to you — not to any single carrier. We shop the market on your behalf and recommend what's actually right for your situation.

Straight Talk

Insurance is complicated enough. We cut through the jargon and tell you exactly what you're covered for, what you're not, and why it matters for your life.

Florida Expertise

This state has unique insurance challenges that out-of-state agents simply don't understand. Hurricanes, flood zones, litigation trends, assignment of benefits — we live this market.

Long-Term Relationships

We're not here for a transaction. We want to be your insurance advisor for life — through new homes, new businesses, new families, and retirement.

Full Transparency

We show you our work. When we recommend a carrier or a plan, we explain exactly why — premiums, coverage, claims reputation, financial strength ratings, all of it.

Here When It Counts

Filing a claim after a hurricane or a job site accident is one of the most stressful experiences there is. We advocate on your behalf and guide you through every step.

What We Cover

Our 13 Specialties

Florida Homeowners Insurance Flood Insurance (NFIP & Private) Contractors & Trades Surety Bonds Trucking & Commercial Fleet Boat & Marine Insurance Pet Insurance Jewelry & High-Value Items Health Insurance (Under & Over 65) Medicare Advantage & Supplements Indexed Universal Life (IUL) Fixed & Indexed Annuities Business Succession Planning
Market Access

30+ Markets. One Agency.

As an independent agency, we have access to 30+ A-rated insurance markets across every line we write — so we always find the best combination of price and protection for your situation.

Property & Casualty — 8+ FL-committed marketsCommercial & Specialty — 10+ commercial marketsMedicare & Health — 8+ Medicare plan carriersLife & Annuities — 8+ life & annuity providersSurety Bonds — multiple bonding marketsFlood — federal program + private alternatives
Learn about our market access
Get in Touch

Let's Start a Conversation

Whether you have a quick question or you're ready to review all of your coverage, we're here. Reach out anytime.

Hours

Mon–Fri 8am–6pm EST

Send Us a Message

Optional: Share a photo or short video of your situation

A quick photo or 20–30 second video of the issue, property condition, damage, AC unit, thermostat, water damage, roof leak, or any related concern helps us better understand your situation before we contact you.

After submitting, you can reply to our text with a photo or short video of your situation.